Get pet insurance – Since the dawn of time, when people first took animals into their homes and hearts, a special link has developed between people and their pets. Pet owners typically think of their animals in the same way that they think of their kids. Owners may now seek out various procedures or cutting-edge therapies for their dogs thanks to improvements in veterinary medicine (which was previously available only for the treatment of humans).
Making the pet almost a first-born child in the family is a growing trend these days. Moreover, new couples are very excited to adopt pets and treat them in the best possible way, just as a family member. Having said that, a pet in the house is like having a ball of joyous energy racing around to keep you diverted from your hectic life, and playing with them after a long day is no less than therapy.
But the question is, isn’t it weird that we treat our pets nearly like children, from feeding them properly to bathing them and taking them for walks regularly, yet we still hesitate to insure them? After all, what’s worse than losing a pet due to medical issues that we can’t financially afford to fix?
Pets, like people, have medical needs too and taking good care of them is equally significant for all pet owners. Taking them to the vet regularly is crucial as it is for humans. However, an unexpected vet visit might burn a big hole in the owner’s wallet. That’s where pet insurance comes into the picture. Pet insurance is an insurance plan that pet owners buy to overcome the costs of exorbitant veterinarian care. Moreover, a pet insurance plan is very similar to a human health insurance policy. As per the opted policy, the veterinarian treatments are covered either in a full or partial premium cycle.
Pet insurance, just like human health insurance, comes in a variety of forms, each with its own set of coverage options. Annual check-ups/immunizations, blood tests, and dental cleanings are all part of primary pet care. However, specialist areas of pet care, such as neurology and oncology, are experiencing tremendous expansion. Like their human owners, pets may have medical emergencies, and such insurance might save owners from choosing “economic euthanasia,” or letting their cherished pet pass away because they can’t afford the high vet expenses.
Benefits of Pet Insurance Plan:
Pet Insurance Article
Now let’s walk through some of the primary benefits of having pet insurance:
1. Aids in the treatment of costly conditions2. Guarantees that your pet receives excellent care3. Allows you to be more flexible budget-wise4. Ensures no stress during your pet’s medical emergency5. Affordable premium rates with optimum coverages
Where can I find this plan?
Probus Insurance Broker Private Limited, one of the leading insurance brokers in India, has recently added Bajaj Allianz’s Pet Dog Basic Package & Pet Dog Comprehensive Package on its online portal. Now it’s got much more convenient & faster to opt for such pet plans online through their portal, without the hassle of paying heavy vet fees. In addition to this, the premiums are economical too – for a one-year-old Golden Retriever, the premiums are as low as Rs. 1,100 (excluding GST) which offers third-party sum insured up to 5 lacs along with surgery & hospitalization cover up to Rs. 65,000. On the other hand, the premium cost goes up to only Rs. 2875 for a similar pet breed but with additional terminal disease cover of Rs 30,000, Long Term Care Cover of Rs. 25,000 & OPD cover of Rs. 30, 000.
For a pet owner, it’s no less than a nightmare to see their beloved pet severely ill and not have the finances to treat it well owing to the heavy vet expenses. There are cases wherein the pet owner might have to put their pet down just to end their intolerable suffering. However, the fear of economic euthanasia is not only the primary reason pet owners’ buy insurance. Having a pet carries its own set of costs, and medical care can be a big part of them. So to avoid such financial constraint situation and provide your beloved pet the required care and treatment, pet health insurance is a must as it would help you to handle such unexpected expenses without any hassle.